A Nigerian man, Opeyemi Olujobi, and his wife, Jennie Davidson, are facing serious federal charges in New York after authorities accused them of running a large-scale credit card fraud operation. The couple, arrested in Poughkeepsie, could face a combined prison sentence of up to 50 years if convicted.
According to the U.S. Attorney’s Office for the Southern District of New York, prosecutors allege that Olujobi and Davidson exploited stolen identities to gain control of more than 200 credit card accounts, conducting unauthorized transactions worth over $575,000. The scheme reportedly ran from May 2023 through October 2024 and involved impersonating legitimate cardholders using stolen Social Security numbers, birth dates, addresses, and phone numbers.
Investigators say the suspects altered account details to redirect replacement cards to addresses they controlled in Hopewell Junction, New York. Once in possession of the cards, they allegedly purchased gift cards and merchandise across multiple retail outlets. Surveillance footage reportedly shows both defendants using the stolen cards during these transactions.
Prosecutors further claim that the pair sometimes contacted financial institutions to authorize declined purchases or request higher credit limits to continue spending. Davidson is also accused of laundering part of the proceeds through an online betting platform before transferring the funds into her personal account.
Court filings reveal that both defendants, aged 28 and 29, face a four-count indictment including conspiracy to commit mail fraud, wire fraud, and bank fraud—charges that carry a maximum penalty of 30 years. Davidson faces an additional money laundering charge, which could add another 20 years to her sentence.
Authorities emphasized that the charges remain allegations at this stage, and both Olujobi and Davidson are presumed innocent until proven guilty in court.
